Are you trapped in a financial situation? Do you wish to get a title loan with a bill of sale? There are many people who are in dire need of money because the uneven times don’t come up with any warning. However, it is safe to say that San Diego Title Loans are better than traditional loans. They offer a lot of benefits as compared to traditional loans, where you need to wait for months or weeks to get the approval. However, when it comes to auto loans, there is nothing like waiting for months, and the approval process is also simpler. 

On the other hand, with so much ease that auto loans offer to the borrowers, some of the borrowers are confused about whether they can get an auto title loan with a bill of sale or not. If you are someone who is in need of money or is getting a car loan and you only hold a bill of sale from your car’s transaction, then it is evident to think this way. However, it is unfortunate, but you can get the loan amount with a bill of sale. You can only get it through the title of your vehicle. 

What is The Meaning of A Bill of Sale? 

A lot of people are new to this term. It is like a receipt for your vehicle or car that you have purchased. However, there are not all states that require it, but there is the Department of Motor Vehicle in some states that need you to have a bill of sale. This can be an integral part of the vehicle process for the buyer as well as the seller. This can leave a paper trail in case anything goes wrong with your car. 

However, when it comes to auto loans or collateral loans, it is essential for the borrower to have a vehicle title that he can use as collateral to get the loan amount. There are no substitutions to this requirement, not even a bill of sale. Therefore, if you have a bill of sale in your name, then it is important for you to have the title of the vehicle in your name. There are many ways to do it by using the bill of sale. 

Bill of Sale As Well As Transferring of Car Title 

If you hold the bill of sale of the car which you have just purchased, then you can use it to get the title of your car in your name. This can be done right after your purchase your vehicle and transfer the title to your name. There are many states that have a certain deadline which you need to follow and send all the required documents to get the title of your vehicle. 

However, ensure that the car belongs to you in order to start the process. It can be beneficial in ensuring the safety of the seller if anything happens to the vehicle. Also, if the vehicle gets into a wreck, then the owner of the vehicle can be held accountable for it. 

Therefore, before you apply for San Diego Title loans, it is important to ensure that the title of your vehicle is in your name before beginning with the process. Otherwise, you won’t be able to get the loan or get approved of car title loans in San Diego. 

How To Qualify For Same-Day Loans in San Diego?

There are a few things that are required by every lender to get qualified for same-day loans. This can help you to fasten the whole process and get the loan amount within 24 hours or even less. 

Here is what is required by the lender: 

  • Vehicle’s title 
  • Income proof
  • Residential proof 
  • Pictures of the vehicle 
  • Proof of car insurance 
  • Vehicle registration card
  • Personal references 

By offering all these documents, you can easily get qualified for auto loans without waiting for long or going through bad credit checks. 


If you are wondering you can easily take out an title loans with a bill of sale, then it is not possible. You need to have a clean title of your vehicle and various other documents to get the loan amount or get qualified for it.